The Handicap Challenge is a knockout-style event open to all members who have qualified for and swum the 50m Freestyle event during season.
The event is on a single Saturday morning at the end of the season, and there are heats, semi-finals (if needed) and a final. The winner of the final is named the "Handicap Challenge Champion".
| Season | Awarded to |
| 05-06 | Monique Armour |
| 04-05 | not contested |
| 03-04 | Julia Goode |
| 02-03 | Holly Davidson |
| 01-02 | Sarah Bell |